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Student Loans Moans and Retiree Groans


Location: Unknown

"Student Loans Moans and Retiree Groans"

As I look back at the last decade of economic turbulence, I can't see how anyone can say that they have made the futures of young or older Americans better. Younger Americans have been promised a better life through education and career opportunities but the career opportunities have gone backwards, not forward, at a time when everyone struggles to keep up. Student loan debt has quadrupled in the last decade. The opportunities for a better way of life have fallen through the cracks of misfortune for most of our citizens. The older generations of America are experiencing difficult times economically and financially. The hoped for retirement has not been as stable as older generations hoped for, contributed and looked forward to.

Medical costs have skyrocketed along with everyday expenses such as: housing, food and energy inflating at a rate that most Americans can't keep pace with. It is unreasonable to think that advanced education can benefit the average American in the fashion that most leaders proclaimed. Todays' students are faced with enormous amounts of student loan debt that is almost impossible to pay-off in the working life of an individual.

At a time when the American economy needs tremendous growth for all, students are faced with burdensome debt that lingers for decades after the education has been obtained and job opportunities have decreased, making life as we know it more challenging. Our citizens/graduates deserve "answers" for why this is happening. We deserve the right to pursuit of happiness and prosperity for all citizens. This is not the result after obtaining greater education. Politics is not the solution. We need leaders who know what it is like to face the circumstances of everyday life, not enormous campaign funds and payoffs by lobbying groups. We will find few leaders needed at this time, working on Wall Street, Washington or Corporate environments. We find them on the streets looking for work, buying groceries as possible, working for below average pay, making a living the best way they can.

The student loan industry continues to hammer away for payments with an intensity matched only by the anxiety of students for whom degrees no longer hold promise for gaining income to pay the loan. For many retirees and social security recipients, the golden years have become "age of survival". Political leadership has been replaced by partisanship and ideologies that offer nothing but media hype at a time when hope for all should be foremost on agendas. To paraphrase an old song, "Shove this job, we'll take it". Job development should be the foremost objective of all political, business and civic leaders at this time.

As an aside, I have been working in research for new products/services in order to provide new jobs in all industries. We currently have over 50 new concepts/designs ready for prototype and production. Quite a few of the concepts come from folks like you. Projected jobs are in the thousands from within US. As soon as the funding is acquired we can begin "real job creation". Everyone is welcome to participate. This is so necessary at this time since each time a new 50-100 jobs is announced the gain is overshadowed by announced layoffs in the thousands. This is a sure-fire way to catch up with the losses and reach the point both recent graduates as well as unemployed will be offered new opportunities.

Arthur J. Rich

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