Homeowner Flood Insurance Affordability Act of 2014

Floor Speech

Date: March 4, 2014
Location: Washington, DC

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Mr. PALAZZO. Mr. Speaker, our bill is the result of extensive bipartisan, bicameral work over the past year. This bill is both compassionate and fiscally responsible. From the start, my priority has been to ensure that flood insurance remains available and affordable not just in Mississippi, but all across the country. Our bill meets those goals.

Many of the people who are now facing unrealistic, overnight increases followed all the rules. They went to great effort and expense to build back to FEMA standards after storms like Hurricane Katrina.

Congress never intended to punish responsible homeowners, yet that is exactly what FEMA is doing, as it implements the law with flawed maps and procedures.

These actions are threatening individuals and entire communities. I am not talking about wealthy waterfront homeowners. In south Mississippi, I am hearing from teachers, veterans, fishermen, people who work at the shipyards in support of our U.S. Navy, many 100 miles inland.

Our bill holds FEMA accountable. It provides real responsible relief and lasting reforms. I urge my colleagues to join me in strong support of this bill.

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