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Public Statements

Homeowner Flood Insurance Affordability Act

Floor Speech

Location: Washington, DC


Mr. President, what the sponsors claim about my amendment is factually incorrect. Their statement is that all the States and everybody wants to do the NARAB bill. I agree, we should do it, but if all the States really want to do it, my amendment has no effect whatsoever because it allows an opt-out for a State that doesn't want to do it. So either it is true that they all want to do it or it is not true that they all want to do it, and we are going to force some States to not do it.

An opt-out protecting 10th Amendment privileges of the State is highly required to make sure we do not go outside the bounds of our legal obligations.

I reserve the remainder of my time.


Mr. President, if this is true, with no opt-out, then why not do it for lawyers? Why not do it for doctors? Why not do it for every other thing that is licensed that would be better for consumers? To not give an opt-out is not right to the individual States.

I support the bill; I just think we need to have a protection for the States. And the reason there is opposition to this is because there is obviously some people who don't agree that everybody is on board.

I yield back.


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