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Blog: Learning the True Costs of Living in a Community


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Relocating can be one of the most exciting and important decisions a family or individual makes.

When families relocate, they're choosing more than just a house or apartment: they are also selecting the schools, job opportunities, green spaces and other characteristics that come with that community. And, at the center of it all is a community's transportation network because people need to get to work, kids need to get to school, and families need to get to critical services.

What's the bottom line? That housing and transportation are intimately linked. Together, they represent the two biggest expenses for most families. In fact, the average working family spends close to 50 percent of their income on both housing and transportation costs.

Unfortunately, it's often difficult for families to accurately predict the combined cost of housing and transportation in advance of relocating or moving. This can make a big difference in a family's budget.

That's why, HUD and DOT have launched the Location Affordability Portal, a user-friendly tool that helps consumers calculate the true cost of their combined housing and transportation expenses, helping them make more informed decisions about where to live and work.

Here's how it works. Families just type the address of a potential home or real estate investment and see how much it would cost for them to live there by calculating the housing and transportation costs.

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