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Huizenga Reintroduces Bipartisan Legislation To Help Low & Middle Income Americans

Press Release

Location: Washington, DC

This week, Congressman Bill Huizenga (MI-02) introduced the Consumer Mortgage Choice Act - H.R. 1077, a bipartisan piece of legislation that would amend and clarify the qualified mortgage definition in the Dodd-Frank Act thereby improving access to credit and qualified mortgages for low and moderate income borrowers while protecting consumers from bad loans:

"This bipartisan legislation is designed to help improve low and middle income borrowers' access to credit and provide access to lower rates and lower risk loans without overturning the important consumer protections and sound underwriting requirements proscribed under Dodd-Frank's 'ability to repay' provision. These common-sense changes will promote access to affordable credit for Americans by ensuring that safer, properly underwritten mortgages pass the qualified mortgage test."

Note: Upon introduction of the legislation, H.R. 1077 had seven original cosponsors: Rep. Gregory Meeks (D-NY), Rep. William Lacy Clay (D- MO), Rep. David Scott (D-GA), Rep. Gary Peters (D-MI), Chairman Emeritus Spencer Bachus (R-AL), Rep. Edward Royce (R-CA), and Rep. Steve Stivers (R-OH)

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