The District's two biggest problem's are Real Estate Foreclosures and lack of jobs. Unfortunately, most home owners are under water and are stuck in high interest loans. These home owners don't know what to do and are having difficulty paying their house payment. Even people that have jobs are barely affording their house payment and that is why our area is number 6 in the Country for foreclosures. I will gather the community together and share my knowledge that will help people stay in their homes by attacking the source of the problem here in California. Most people here do not realize that the Country is split into two types of Foreclosure processes. One is called Judicial Foreclosure (this is where a Judge hears the case) and the other is called Non-Judicial Foreclosure where all it takes is a newspaper ad that substitutes for the Due Process rights of the property owner. This California statute that enabled banks to foreclose by simply publishing a notice in the newspaper regardless of the individual circumstances (including bank Fraud) needs to be repealed now. I will introduce immediately the legislation to repeal that legislation and allows Non-Judicial Foreclosure procedures in the State of California to evict people from their homes without a hearing before a panel of Judges that we can recruit from the retired legal community.
I will call for a Panel of Judges to hear each and every Foreclosure in the State of California during this current economic crisis. These are my views on the above issues; I want to thank you for listening. There are not enough pages for me to express my concerns. I see the economic crisis and I want to help, but I cannot do this alone. These reasons among others is why I am reaching out to you and asking for your support.