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Public Statements

Flood Insurance Reform Act of 2011

Floor Speech

Location: Washington, DC


Mr. DAVID SCOTT of Georgia. Let me commend Ms. Waters and Mrs. Biggert for their extraordinarily important work on this legislation that is very much needed. People all across this country are very grateful that we are finally bringing some help here.

Madam Chair, nothing is more devastating to a family, to a community, than to lose, almost in the flick of an eye, to lose your home to a flood--I mean, totally underwater--to lose businesses. This happened in my State in a devastating manner in 2009. It was the worst flood in modern history of the State of Georgia. We lost over 20,000 homes throughout the State, but no area was more impacted than my own congressional district. Ten people statewide lost their lives. There was a cost of over $500 million to lost businesses and homes. And of those 10 people who lost their lives, seven of them were from my congressional district.

To even make this more pointed, seven of them were from one county in my district. Douglas County and Cobb County were just devastated by this flood. The communities of Austell and Powder Springs and Douglasville and Lithia Springs and College Park had to all virtually start over. Imagine yourself as a child with your whole school under water. It was an extraordinarily unfortunate situation. To make matters worse, Madam Chair, most of these individuals had no flood insurance. The reason they didn't have any flood insurance was the cost of flood insurance and the requirement that you had to pay for your flood insurance in one lump sum.

Thanks to this committee, thanks to this bill, thanks to the work of Ms. Waters, Mrs. Biggert, Chairman Bachus, and Ranking Member Frank, we have galvanized this. Thanks to the Federal Government and FEMA and now thanks to this bill and the amendment that you all were kind enough to adopt, which was mine, individuals can now purchase their flood insurance in monthly installments.

What a relief. What a great measure. This is what the American people expect of us--to come up here and immediately respond to a pressing need. This is a great day. It is a great bill. I want to thank all of you for working with us on this.

Madam Chairman, again, I want to thank Mrs. Biggert and Ms. Waters for their excellent work, for a job well done. The people of this country thank us, too, as they can pay for their flood insurance in installments.


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