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McIntyre Votes to Extend and Improve Flood Insurance Program

Press Release

Location: Washington, DC

Yesterday, Representative Mike McIntyre voted to help American families affordably protect their homes from flooding.

The Flood Insurance Reform Act will extend the National Flood Insurance Program (NFIP) for five years and reform the program by expanding coverage and providing homeowners with more control over their insurance.

"In Southeastern North Carolina, we know far too well how important the National Flood Insurance Program is to our communities," said McIntyre. "This bill will bring some certainty and common sense reforms that will allow this program to succeed, providing protection to more families, more affordably."

More than five million homes and businesses currently rely on the NFIP, which is the primary source of reliable and affordable flood insurance coverage. This bill secures the long-term viability of the program by encouraging participation, increasing financial accountability, eliminating unnecessary premium subsidies, and promoting private sector participation.

This reform bill updates the NFIP, established over 40 years ago, to meet the needs of the 21st century. The bill provides families with greater flexibility and options, by allowing them to pay for flood insurance in installments, and delaying the mandatory requirement to purchase insurance for three years in areas only recently declared as a flood zone.

The Flood Insurance Reform Act has been endorsed by numerous organizations, including the National Association of Realtors, the National Association of Homebuilders, the American Insurance Association, the Property Casualty Insurers Association, and the Independent Insurance Agents and Brokers of America

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