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New Year, New Health Care rules


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Several provisions of the new health care law took effect on the first of the year. One provision requires insurers that spend less than 80 percent of premiums on health care services to provide rebates to consumers. Another relates to the donut hole for Medicare recipients with high drug costs. Those with flexible spending accounts should also pay attention to new rules that require a doctor's prescription in order to use your FSA for over-the-counter medications, like cough syrup.

The Kaiser Family Foundation has a timeline, by year, of all the changes resulting from the new health care law. There were 25 provisions that took effect in 2010 and 21 changes happen this year. For more detailed information visit the timeline at

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