HULSHOF CALLS FOR RESPONSIBLE FLOOD LEGISLATION
The U.S. House of Representatives has passed a bill clarifying which areas are most vulnerable to flooding. The change came in an amendment to the Flood Insurance Modernization and Reform Act of 2007. U.S. Representative Kenny Hulshof (MO-09) co-sponsored the change.
The U.S. House of Representatives has passed a bill clarifying which areas are most vulnerable to flooding. The change came in an amendment to the Flood Insurance Modernization and Reform Act of 2007. U.S. Representative Kenny Hulshof (MO-09) co-sponsored the change. It will provide a better and more accurate description of the flood risk and encourage homeowners and businesses to make responsible decisions regarding the purchase of flood insurance.
"Flood insurance should be mandatory in Special Flood Hazard Areas," Hulshof said. "However, there are places in this country where tremendous resources have been used to create a flood protection system and homeowners in these areas are being forced by the federal government to buy flood insurance. That is wrong."
The amendment modifies a note that the Federal Emergency Management Agency (FEMA) currently places on the Flood Rate Insurance Maps for land behind 100-year and 500-year levees. As written, the note makes this land seem very vulnerable to flooding. Too often, the notes have resulted in property owners being forced to purchase flood insurance.
The bill now moves on to the Senate for consideration. See below for the current note and the modified language proposed in the amendment.
"WARNING! This area is shown as being protected from the 1-percent-annual-chance flood hazard by levee, dike, or other structure. Overtopping or failure of this structure is possible, which could result in destructive flood elevations and high-velocity floodwaters. There is a chance that large floods will occur that are greater than the level of protection provided by the levee. Communities should issue evacuation plans and encourage property owners behind these structures to purchase flood insurance, even if the structure is currently shown as providing protection for the 1-percent-annual-chance flood."
"NOTE: This area is shown as being protected from at least the 1-percent-annual-chance [or 500-year flood] flood hazard by levee, dike or other structure. Overtopping or failure of any flood control structure is possible. Property owners are encouraged to evaluate their flood risk, based on full and accurate information and to consider flood insurance coverage as appropriate."
For a video of Representative Hulshof's floor speech during debate of this legislation on the floor of the House of Representatives please click on the link below: