ObamaCare is a looming disaster.
Diagnosis: Patients and Their Doctors Have Lost Control
A lifetime in medicine taught me that the best health care decisions are made between patient and doctor. As decision-making moves further away from patients and providers, the medical outcomes become less effective.
Obamacare has upended the patient-doctor relationship, restricting our health care options and access to doctors and specialists. As a result, patients face exorbitant increases in premiums, deductibles and co-pays, less access to the doctors they trust and fewer health care plans to choose from.
Prognosis: Spiraling Costs, Fewer Doctors and Choices
Without immediate change Americans will face:
Fewer choices -- Already, 5 million Americans have been kicked off the private health care plans they depended on, with 21 percent fewer health plan options than before Obamacare.
Fewer doctors -- Even now, specialists essential to diagnosing and treating stroke (America's 5th leading killer) are in severe shortage under the Obamacare insurance plans.
Broken promises under Medicare & Medicaid -- Medicare and Medicaid beneficiaries face a two-tieredhealth care system, as many doctors can no longer afford to participate; meanwhile, both programs are unsustainable.
Treatment Plan: Repeal Obamacare and Put "We the People" in Charge
Health Empowerment Accounts to put patients in charge, with more choices at lower cost:
First-dollar coverage for out-of-pocket expenses and premiums to buy the insurance of your choice.
Your Money. Your Account belongs to you, whether you change jobs or cross state lines.
Transferable between family members, because each of us has different medical needs.
Save Medicare and Medicaid by putting beneficiaries in control:
Give Medicare beneficiaries a fixed contribution to buy the health insurance they actually want and need.
Give Medicare and Medicaid enrollees HEAs to cover first-dollar expenses and insurance premiums for coverage they get to choose
Modernize Medicare to keep pace with medical advances by gradually increasing the eligibility age (by 2 months each year) until it reaches age 70.
Treat Medicare and Medicaid beneficiaries like the rest of us. Give Medicaid beneficiaries the same insurance coverage, doctors and choices that other Americans enjoy, with HEAs to provide first-dollar coverage, supplemented by a major medical insurance plan of the patient's choice.
Save Medicaid by providing fixed-dollar support to the states, which must use the funds for premium payments and HEAs for beneficiaries -- not wasteful state bureaucracies.