The Subcommittee on Consumer Protection, Product Safety, Insurance, and Data Security is primarily focused on protecting consumers. The Subcommittee works to protect the fairness of consumer transactions, seeks to prevent scams and fraud, and promotes the safety of products people buy. In the modern economy, commerce increasingly includes the exchange of sensitive personal information, either online or in consumer-facing settings. The Subcommittee authorizes and oversees efforts of various federal consumer protection agencies, including: the U.S. Federal Trade Commission (to prohibit unfair and deceptive business acts and practices), the National Highway Traffic Safety Administration (to ensure safe and fuel efficient vehicles), and the U.S. Consumer Product Safety Commission (to ensure safe consumer products). The Subcommittee also has jurisdiction over property and casualty insurance and sports (including amateur sports and the professional leagues).