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Key Votes

HR 5244 - Credit Card Regulations - National Key Vote

Phil Hare voted Yea (Passage) on this Legislation.

Read statements Phil Hare made in this general time period.


Issues Related to HR 5244

Stage Details

Legislation - Referred to Committee (Senate) -
Legislation - Bill Passed (House) (312-112) - (Key vote)
See How Your Politicians Voted

Title: Credit Card Regulations

Vote Result
Yea Votes
Nay Votes
Vote Smart's Synopsis:

Vote to pass a bill that creates new regulations governing the actions of credit card companies.

  • Prohibits creditors from imposing finance charges based on balances for days in previous billing cycles (Sec. 3).
  • Increases the time by which creditors must send periodic credit card account statements to consumers to at least 25 days before the due date of the next payment instead of 14 days before the due date (Sec. 3).
  • Mandates that creditors inform consumers of any increase in the annual percentage rate of interest at least 45 days before the rate increase takes effect (Sec. 2).
  • Prohibits creditors from charging fees for outstanding interest accrued on an outstanding balance during a previous billing period that was paid in full during that period (Sec. 3).
Legislation - Introduced (House) -

Title: Credit Card Regulations



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