Key Votes

A 8972 - Foreclosure and Lending - New York Key Vote

Daniel O'Donnell Did Not Vote on this Legislation.

Read statements Daniel O'Donnell made in this general time period.

Timeline

Issues Related to A 8972

Stage Details

Legislation - Bill Sent To Committee (Senate) -
Legislation - Bill Passed (House) (113-21) - (Key vote)
See How Your Politicians Voted

Title: Foreclosure and Lending

Vote Result
Yea Votes
Nay Votes
Highlights:
-Requires mortgage brokers to act in borrower’s best interest and disclose all facts that might affect borrower’s rights, interests, or ability to receive intended benefit from the home loan (Sec. 1). -Prohibits providers of subprime loans and nontraditional home loans from setting payments that are more than three times as large as the average of previous payments, modifying or deferring fees, or convincing borrowers to take out a second loan that is not beneficial to them (Sec. 4). -Prohibits lenders from avoiding provisions of this bill by splitting the loan transaction into separate parts, with the exception of lenders who fail to comply because of an error (Sec. 6).
Legislation - Introduced (House) -

Title: Foreclosure and Lending

Sponsors

  • Rhoda S. Jacobs (NY - D) (Out Of Office)
  • Susan V. John (NY - D) (Out Of Office)
  • Darryl C. Towns (NY - D) (Out Of Office)
  • Robert 'Rob' Walker (NY - R) (Out Of Office)

Co-sponsors

  • Thomas W. 'Tom' Alfano (NY - R) (Out Of Office)
  • Michael A. Benjamin (NY - D) (Out Of Office)
  • Karim Camara (NY - D) (Out Of Office)
  • Joan K. Christensen (NY - D) (Out Of Office)
  • Barbara M. Clark (NY - D) (Out Of Office)
  • Adriano Espaillat (NY - D) (Out Of Office)
  • Timothy P. 'Tim' Gordon (NY - I) (Out Of Office)
  • Aurelia Greene (NY - D) (Out Of Office)
  • William B. 'Sam' Hoyt III (NY - D) (Out Of Office)
  • Hakeem S. Jeffries (NY - D) (Out Of Office)
  • Rory I. Lancman (NY - D) (Out Of Office)
  • Vito J. Lopez (NY - D) (Out Of Office)
  • José R. Peralta (NY - D) (Out Of Office)
  • N. 'Nick' Perry (NY - D) (Out Of Office)
  • Audrey I. Pheffer (NY - D) (Out Of Office)
  • William Scarborough (NY - D) (Out Of Office)
  • Mike Spano (NY - D) (Out Of Office)

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