Key Votes

HB 4397 - Reduces the Amount Required for No-Fault Auto Insurance - Michigan Key Vote

Timeline

Related Legislation

Issues Related to HB 4397

Stage Details

Legislation - Signed (Executive) -

Title: Reduces the Amount Required for No-Fault Auto Insurance

Legislation - Concurrence Vote Passed (House) -

Title: Reduces the Amount Required for No-Fault Auto Insurance

Legislation - Bill Passed With Amendment (Senate) (33-4) -

Title: Reduces the Amount Required for No-Fault Auto Insurance

Legislation - Bill Passed (House) (61-49) - (Key vote)
See How Your Politicians Voted

Title: Reduces the Amount Required for No-Fault Auto Insurance

Vote Result
Yea Votes
Nay Votes
Vote Smart's Synopsis:

Vote to pass a bill that reduces the amount individuals are required to pay for no-fault auto insurance.

Highlights:
  • Authorizes the following tiers of personal protection insurance benefits (Sec. 3107C):

    • A limit per person per loss occurrence consisting of a $50,000 limit for any personal protection insurance benefits and an additional $200,000 for medically necessary treatment rendered at an acute care unit or trauma center of a hospital immediately after the accidental bodily injury and until the patient is stable;

    • A limit of $250,000 per individual per loss occurrence for any personal protection insurance benefits;

    • A limit of $500,000 per individual per loss occurrence for any personal protection insurance benefits; or

    • No limit for personal protection protection insurance benefits.

  • Requires persons seeking an auto insurance policy to provide the insurer with a document that states the person named in the policy has qualified health coverage (Sec. 3107D).

  • Defines “qualified health coverage” as the following (Sec 3107D):

    • Other health or accident coverage that does not exclude or limit coverage for injuries related to motor vehicle accidents;

    • Coverage under the federal Medicare program; or

    • Medicaid coverage under a program for medical assistance.

Legislation - Introduced (House) -

Title: Reduces the Amount Required for No-Fault Auto Insurance

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