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Key Votes

HB 4397 - Reduces the Amount Required for No-Fault Auto Insurance - Michigan Key Vote

Jack O'Malley voted Yea (Passage) on this Legislation.

Read statements Jack O'Malley made in this general time period.

Timeline

Related Legislation

Issues Related to HB 4397

Stage Details

Legislation - Signed (Executive) -

Title: Reduces the Amount Required for No-Fault Auto Insurance

Legislation - Concurrence Vote Passed (House) -

Title: Reduces the Amount Required for No-Fault Auto Insurance

Legislation - Bill Passed With Amendment (Senate) (33-4) -

Title: Reduces the Amount Required for No-Fault Auto Insurance

Legislation - Bill Passed (House) (61-49) - (Key vote)
See How Your Politicians Voted

Title: Reduces the Amount Required for No-Fault Auto Insurance

Vote Result
Yea Votes
Nay Votes
Vote Smart's Synopsis:

Vote to pass a bill that reduces the amount individuals are required to pay for no-fault auto insurance.

Highlights:
  • Authorizes the following tiers of personal protection insurance benefits (Sec. 3107C):

    • A limit per person per loss occurrence consisting of a $50,000 limit for any personal protection insurance benefits and an additional $200,000 for medically necessary treatment rendered at an acute care unit or trauma center of a hospital immediately after the accidental bodily injury and until the patient is stable;

    • A limit of $250,000 per individual per loss occurrence for any personal protection insurance benefits;

    • A limit of $500,000 per individual per loss occurrence for any personal protection insurance benefits; or

    • No limit for personal protection protection insurance benefits.

  • Requires persons seeking an auto insurance policy to provide the insurer with a document that states the person named in the policy has qualified health coverage (Sec. 3107D).

  • Defines “qualified health coverage” as the following (Sec 3107D):

    • Other health or accident coverage that does not exclude or limit coverage for injuries related to motor vehicle accidents;

    • Coverage under the federal Medicare program; or

    • Medicaid coverage under a program for medical assistance.

Legislation - Introduced (House) -

Title: Reduces the Amount Required for No-Fault Auto Insurance

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