S 2399 - Prohibits Gender Discrimination in Insurance Premiums - Rhode Island Key Vote

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Title: Prohibits Gender Discrimination in Insurance Premiums

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Title: Prohibits Gender Discrimination in Insurance Premiums

Vote Smart's Synopsis:

Vote to pass a bill that prohibits insurance companies from varying the premium rates charged for a health coverage plan based on the gender of the individual policyholder, effective January 1, 2019.

Highlights:

 

  • Prohibits insurance companies from varying the premium rates for a health coverage plan based on the gender of the individual policyholder, enrollee, subscriber or member (Sec. 4).

  • Specifies that this does not apply to insurance coverage for any of the following (Sec. 4):

    • Disability income;

    • Accident only;

    • Long-term care;

    • Medicare supplement;

    • Hospital confinement indemnity;

    • Specific disease indemnity;

    • Bodily injury or death by accident; or

    • Other limited benefit policies.

Title: Prohibits Gender Discrimination in Insurance Premiums

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