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Key Votes

HR 650 - Preserving Access to Manufactured Housing Act of 2015 - Key Vote

National Key Votes

Gary Palmer voted Yea (Passage) on this Legislation.

Read statements Gary Palmer made in this general time period.

Stages

Family

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Stage Details

Legislation - Bill Passed (House) (263-162) - (Key vote)

Title: Preserving Access to Manufactured Housing Act of 2015

Vote Result
Yea Votes
Nay Votes
Vote Smart's Synopsis:

Vote to pass a bill that amends mortgage regulations for mobile homes.

Highlights:
  • Amends the Truth in Lending Act to modify the definitions of a mortgage originator and a high-cost mortgage (Sec. 2).
  • Defines a “Mortgage Originator” as a retailer of manufactured or modular homes or its employees, unless under the following circumstances (Sec. 2):

    • Said retailer or its employees receive compensation or monetary gain for engaging in activities that is in excess of any compensation or gain received in a comparable cash transaction.

  • Defines “High-Cost Mortgage” by amending and replacing, “8.5 percentage points if the transaction is for less than $50,000” with 10 percentage points if the dwelling is personal property, and the transaction is for less than $75,000 (Sec. 3).

Legislation - Introduced (House) -

Title: Preserving Access to Manufactured Housing Act of 2015

Sponsors

  • Stephen Lee Fincher (TN - R) (Out Of Office)

Co-sponsors

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