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Key Votes

SB 248 - Amends Automobile Insurance Law - Michigan Key Vote

Wayne Schmidt voted Nay (Passage) on this Legislation.

Read statements Wayne Schmidt made in this general time period.

Timeline

Issues Related to SB 248

Stage Details

Legislation - Referred to Committee (House) -
Legislation - Bill Passed (Senate) (21-17) - (Key vote)
See How Your Politicians Voted

Title: Amends Automobile Insurance Law

Vote Result
Yea Votes
Nay Votes
Vote Smart's Synopsis:

Vote to pass a bill that amends automobile insurance laws.

Highlights:
  • Establishes the Michigan Claims Legacy Association to replace the Michigan Catastrophic Claims Association and to become responsible for its liabilities incurred before June 30, 2016 (Sec. 3104). 
  • Repeals the Michigan Catastrophic Claims Association and replaces it with the Michigan Claims Legacy Association (Sec. 3104).
  • Specifies that the Michigan Claims Legacy Association is responsible for the liability incurred by the Michigan Catastrophic Claims Association before July 1, 2016 (Sec. 3104). 
  • Establishes an incorporated association to assume liability for policies issued beginning July 1, 2016 (Sec. 3104).
  • Requires an insurer to cover 100 percent of injury expenses for personal protection insurance coverages up to $530,000 for a policy issued from July 1, 2013 to June 30, 2015, and up to $545,000 for a policy issued from July 1, 2015 until the incorporated association is established (Sec. 3104).
  • Requires the incorporated association to cover any amount in excess of the amounts listed above (Sec. 3104).
  • Requires a registrant of a motor vehicle to pay an “annual catastrophic claims assessment” of an amount equal to the total expected losses and expenses divided by the total written car years of insurance from the previous period (Sec. 3104).
  • Establishes the Michigan Automobile Insurance Fraud Authority to provide financial support to state or local law enforcement agencies for programs to reduce the incidence of insurance fraud (Sec. 6302).

 

Note:

NOTE: THIS IS A SUBSTITUTE BILL, MEANING THE LANGUAGE OF THE ORIGINAL BILL HAS BEEN REPLACED. THE DEGREE TO WHICH THE SUBSTITUTE BILL TEXT DIFFERS FROM THE PREVIOUS VERSION OF THE TEXT CAN VARY GREATLY.

Legislation - Introduced (Senate) -

Title: Amends Automobile Insurance Law

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