Signed by Governor Earl Tomblin

Vote Smart's Synopsis:

Vote to concur with Senate amendments and pass a bill that requires insurers that provide liability insurance to disclose policy information when a claim is filed.

Highlights:

• Requires insurers to provide the following information within 30 days of receiving a request from a claimant’s representative (Sec. 1):
• A response providing the following information:
• The name of the insurer;
• The name of each insured individual; and
• The limits of the liability coverage; or
• The declarations page of the insurance policy that was applicable at the time of the events that are the subject of the claim.

• Requires requests by a claimant’s representative to include the following information (Sec. 1):
• The date and location of the events that are the subject of the claim;
• The name and last known address of the insured individual;
• A copy of any accident or incident report;
• The insurer’s claim number;
• An estimate and documentation of all of the claimant’s medical expenses and wage loss; and
• Documentation of any property damage.

• Specifies that any insurer that fails to comply with the requirements of this act is subject to a penalty of $500 plus attorney’s fees and expenses (Sec. 1).

Full Bill Text

Vote Smart's Synopsis:

Vote to pass a bill that requires insurers that provide liability insurance to disclose policy information when a claim is filed.

Highlights:

• Requires insurers to provide the following information within 30 days of receiving a request from a claimant’s representative (Sec. 1):
• A response providing the following information:
• The name of the insurer;
• The name of each insured individual; and
• The limits of the liability coverage; or
• The declarations page of the insurance policy that was applicable at the time of the events that are the subject of the claim.

• Requires requests by a claimant’s representative to include the following information (Sec. 1):
• The date and location of the events that are the subject of the claim;
• The name and last known address of the insured individual;
• A copy of any accident or incident report;
• The insurer’s claim number;
• An estimate and documentation of all of the claimant’s medical expenses and wage loss; and
• Documentation of any property damage.

• Specifies that any insurer that fails to comply with the requirements of this act is subject to a penalty of $500 plus attorney’s fees and expenses (Sec. 1).

Full Bill Text

Vote Smart's Synopsis:

Vote to pass a bill that requires insurers that provide liability insurance to disclose policy information when a claim is filed.

Highlights:

• Requires insurers to provide the following information within 30 days of receiving a request from a claimant or a claimant’s representative:
  
  • The name of the insurer;
  • The name of each insured individual;
  • The limits of the liability coverage;
  • A statement of any policy defense the insurer may use; and
  • A copy of the policy.

Full Bill Text