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Public Statements

Manchin Announces Passage of Legislation to Relieve Homeowners From Drastic Flood Insurance Costs

Press Release

By:
Date:
Location: Washington, DC

Today, U.S. Senator Joe Manchin (D-W.Va.) announced the passage of the "Flood Insurance Reform Act," which will eliminate increased flood insurance costs for some properties unintentionally caused by the Biggert-Waters Act. The legislation will suspend insurance premium increases for grandfathered rates, all new subsidized policies initiated after enactment of Biggert-Waters, and all subsidized properties sold after enactment of Biggert-Waters. These provisions will allow homeowners to pass on their subsidized insurance policies to new owners when selling their home.

After the "Homeowner Flood Insurance Affordability Act" passed the Senate on January 30, the House of Representatives worked with the Senate to develop a compromised bill that passed on March 4, 2014, by a vote of 306-91. Due to the bipartisan cooperation to fix this problem, the Senate today adopted the House version, which passed by a vote of 72-22.

"At a time when many Americans are still struggling to pay the bills each month from a slowly recovering economy, it is unacceptable that hundreds of thousands of homeowners have faced unreasonable and unmanageable increases to their flood insurance premiums. I'm pleased that members of Congress from both chambers have come together to relieve hardworking American homeowners from these drastic rate increases."


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