Congressman Jim Himes reminded constituents that millions of Americans will now have access to affordable, quality health insurance as Access Health CT opens in Connecticut today, under the provisions of the Affordable Care Act. Instant tax credits are available to most middle income families to help purchase that insurance.
"The health care exchanges that opened today are, for the first time, providing a marketplace where any American who needs health insurance can buy it," Himes said. "Despite the dysfunction in Washington, we're seeing what good government can do when people come together to debate, compromise, and put in place a plan to help the American people."
In Connecticut, the new Access Health CT will offer a range of competitively priced insurance plans for those unable to access affordable coverage through their employers. And it will provide real choices to consumers so that all who shop for insurance there can find options that fit their needs. In this new online marketplace, there is no denial for pre-existing conditions, no annual or lifetime limits on coverage, and no higher rates for women compared to men.
Individuals and families who qualify will receive an instant tax credit that will cover a significant portion of their health insurance premiums when purchasing insurance through the Connecticut state exchange. Because these credits can be applied directly to the monthly premiums, the lower costs are instant. Individuals making up to $45,960 per year, and families of four making up to $94,200 per year, may qualify. Individuals can visit www.accesshealthct.com/how-to-save to determine if they qualify for a tax credit.
The open enrollment period for the first year of the Marketplaces runs from October 1, 2013 through March 31, 2014. Enrollment is a six-month process and will build over time. Those who are already enrolled in a health insurance plan through their employer or who are on Medicare will not have to change their plan in any way.
For more information, visit http://himes.house.gov/health-care-reform-and-you or http://accesshealthct.com.