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Public Statements

Congressman Luke Messer Opposes President's Attempts to Cap Individual Retirement Savings


Location: Washington, DC

Today, Congressman Luke Messer spoke on the House Floor opposing President Obama's attempts to cap the amount of money people can save in individual retirement accounts. Below are his prepared remarks:

"Mr. Speaker, the President's budget proposal reportedly would cap the amount of money people can save in individual retirement accounts. This is a very bad idea.

More than a third of people age 55 and older are not saving for their retirement. Three-quarters have saved much less than they will need to retire comfortably. We should be encouraging more people to save.

We need to encourage people to take more responsibility for their future well-being instead of discouraging sound financial planning. We need to incentivize self-reliance instead of government dependence. This proposal fails on those fronts.

Mr. Speaker, the White House has said that the savings cap will allow "substantially more than is needed to fund reasonable levels of retirement saving." My constituents don't need the President deciding what is reasonable for them when it comes to saving for retirement, or anything else for them for that matter."

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