Mr. GINGREY of Georgia. Mr. Speaker, I thank the gentleman from Texas, my physician colleague and co-member of the House GOP Doctors Caucus, for giving me just a few minutes.
My colleague from Minnesota, the gentlewoman, Mrs. Bachmann, earlier talked about the health care law and the just few days that we had--I think it was maybe 3 days in the House and a matter of hours in the Senate--to read the bill. She is absolutely correct on that. But the thing that is even more egregious is in the rules and regulations of that process that's been ongoing over these past 3 years by the Secretary of Health and Human Services, and what they have done in the interpretation of the law--probably five times as many pages as the 2,700, I think, in the original bill, and we're finding out new stuff every day, Mr. Speaker.
The gentlewoman talked about the fact that an employer could give full coverage and meet the requirements of ObamaCare and not get fined, but not offer any coverage for spouse and children. They're just kind of left flapping in the breeze with no care.
Another thing that just recently came to my attention in reading the rules and regulations is in regard to something called "age banding,'' colleagues. This age banding rule that typically health insurance companies use--their actuaries, after all, study the risk of a policy to a policyholder--obviously older people in their late fifties, early sixties, with multiple system diseases in some instances, to be able to pay their bills and honor those claims, the premiums are going to have to be higher than they are for these young 28 and 27-year-old, 10-feet tall, bullet-proof healthy young men and women, for whom the premiums should be much lower.
But ObamaCare comes in and says, oh, no, they can't be more than three times higher, when traditionally every State it's been a 5:1 ratio. What it's going to mean is young people--the very ones that we wanted to have health care--the CBO just came out and said 7 million of them now have no health insurance at all because they're either unemployed, underemployed, don't live with mom and dad, are not poor enough for Medicaid, not old enough for Medicare, and what in the world are they going to do?
Because of this age banding rule, a young lady, 27 years old, making $33,500 a year, her health insurance premium goes up $800 a year. So these are some of the things that we're talking about.
I'll conclude my remarks by saying this: The people in the 11th District of Georgia--which I've proudly represented now for going on 11 years--they say to me, Phil, what are you going to do? We know January of 2014 is fast approaching. Should we just give up? Is it a done deal? And I say to them, and they say to me: Don't quit on us, doctor. Don't quit on us. We know that you know there are things that you can do as a Member of Congress, whether it's defund, take--not a paring knife, but a hacksaw to certain sections of this bill. And with every breath in you, we want you, as long as you are a Member of Congress, to keep fighting this monstrosity. That is my pledge to the people of my district, and the people of Georgia, and the people of this great country.