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Public Statements

Rep. Royce Speaks at CUNA Conference

Press Release

By:
Date:
Location: Washington, DC

Today, Rep. Royce (R-Fullerton), spoke at the Credit Union National Association (CUNA) Government Affairs Conference. Royce highlighted the introduction of the Credit Union Small Business Jobs Creation Act, legislation that will open up an additional $13 billion to small businesses without any added cost to taxpayers.

"This effort is not a debate about "Credit Unions v. Banks,' this is about helping small businesses access the capital they need to grow and hire," said Royce. "I have heard so many stories from businesses in California who have directly benefitted, and been able to create jobs, from capital that a credit union loan made available. Now is not the time to place artificial caps on safe and sound lending."

In his speech, Royce focused on some of the characteristics that make credit unions uniquely qualified to help small business grow in our local communities, including operating in a cooperative manner and their non-profit status.

The Credit Union Small Business Jobs Creation Act would raise the current credit union member business lending (MBL) cap from 12.25% to 27.5%. To qualify for the higher cap, a credit union must be well capitalized, have a history of member business lending experience, be operating near the lower cap for at least one year, and receive approval by the National Credit Union Administration.


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