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Issue Position: Housing Policy

Issue Position

By:
Date:
Location: Unknown

Crime, Jobs, Economic Development, Family, and Education Advancement are directly linked to the
stability of a community. The housing issue and the foreclosure crisis must be resolved in order to
adequately address the other issues. Consequently, I propose the following:
1. Principal reductions for underwater homeowners
2. Interest rates of homeowners reduced to current market rates
3. Loan modification guarantee's
4. Criminal and civil liability for individual bankers willfully or negligently violating Home Affordable
Modification Guidelines
5. Allow all mortgage notes to be adjusted by the Trustee in Chapter 13 bankruptcy


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