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Public Statements

Swipe Fees

Floor Speech

Location: Washington, DC

Mr. WELCH. Mr. Speaker, 1 year ago, Congress took action finally to reform out-of-control debit card swipe fees charged to our small businesses and customers every time they swipe a debit card. For years, the card companies and big banks have essentially been ripping folks off, overcharging them on swipe fees. With no one watching just because they could, they were charging the highest fees in the world, running up billions of dollars in profits but all at the expense of small businesses and consumers. That's just too much. There is no justification for this.

A year ago, Congress finally took action on the debit cards. That's good for our economy and fair to our small merchants. But we need to do more.

Abuses continue in credit card swipe fees. The credit card companies and the big banks should step back and have a business model where they charge a fair price for an important service but not rip off their customers.

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