Senator Davis continues to lead the charge against predatory lending in Texas, an industry that siphons money from our local economies and keeps many hard-working families trapped in a cycle of debt. She also fights hard to lower homeowners insurance and residential electricity rates to put more money back in Texans' family budgets, offering several pieces of legislation that shift the balance of power from these industries to consumers. She is fighting the industry's efforts to target our military servicemembers and their spouses who are financial vulnerable. Senator Davis works closely with the Christian Life Commission (Baptist General Convention of Texas), the Conference of Catholic Bishops, dozens of ministers in the Metroplex, AARP, NAACP, LULAC, and other groups advocating stronger consumer protection to put in place fair rules and oversight of these lending products. Under her leadership, this coalition is working to advance legislation that creates oversight of the payday and car title lending industry that currently exploits a loophole in Texas law. Senator Davis is also working tirelessly to lower homeowners insurance and residential electricity rates to put more money back in Texans' family budgets so they are not left with only high interest credit cards and predatory loans to balance their family budget.