All businesses need access to capital to buy equipment, fulfill orders and send their products to consumers. The economic downturn tightened an already underserved market in lending for small businesses. That's why I strongly supported a $30 billion federal small business lending fund that provided 191 community banks across the country with funding to increase lending to small businesses. But the Small Business Administration should also directly make loans to those who have been turned down by banks but have good credit, and ease the requirements for Microloans, so we can give the smallest of entrepreneurs a chance. This will help small businesses expand, create jobs and ensure more families can make it in America.