Ahead of the new health care reform law's two year anniversary, Congresswoman Lois Capps (CA-23) highlighted benefits from the law for young people in California's 23rd Congressional District. As a result of the Affordable Care Act, 9,500 young adults in the district now have health insurance, thanks to a provision in the law that requires insurance companies to allow young people to remain on their parents' plan until they reach age 26. Before the law, these young people were the most likely to be uninsured, as they were kicked off their insurance after leaving home or graduating from college. Nationwide, 2.5 million young adults now have insurance due to this provision. Data sources available here.
Thanks to the Affordable Care Act, nearly 10,000 young adults on the Central Coast now have health insurance, despite the difficult economy. Health reform is clearly working for our nation's young people and their parents," said Capps
Both young adults and parents who have taken advantage of the age 26 coverage provision have written to Capps' congressional office to share how the provision has benefitted them.
Jamie from Santa Barbara writes, "I am a young adult and once I graduated from college in 2009 I lost my health insurance. Thanks to Obamacare I got back on my parent's insurance and was finally able to visit the dentist and get a new prescription for eye glasses that I desperately needed. It was scary to know that I was not covered by health insurance and to think about what I would do if something bad happened to my health. Now I am so grateful and know I don't have to worry!"
Miles from Ventura says, "My 22 year old daughter who just graduated college and is teaching English for very little pay in Ecuador was able to stay on my health care plan. Thank you!"
Darin from Santa Barbara writes, "We were able to add our son, age 22, to our coverage despite his not being a full-time student, which allows him to pursue a career as a personal trainer and physical therapy aid. We as parents have peace of mind knowing that he has full health coverage!"
Maria from Oxnard says, "As a recent graduate, I was most afraid of being unable to find a job and of getting sick without health coverage. I felt completely vulnerable. With the health care reform, I am able to stay with my parents' health insurance for a few more years, which has given me peace of mind while I continue to search for employment."
Before the provision of the Affordable Care Act allowing young people to stay on their parent's plan until age 26 was signed into law, young people were least likely to have health insurance coverage. In the year before the Affordable Care Act was signed into law, 47 percent of young people aged 17-34 had gone without health insurance at some point in the previous year. Young people are also less likely to be offered coverage through their employer. Only 53 percent of those age 19 to 29, compared to 74 percent of those age 30 to 64 are offered health insurance at their job.