In my business, I deal with pension issues for my employees. And I know that the federal government cannot sustain its current path of entitlement spending. This is an outrage for younger Americans who are paying into a system that won't be there for them. We need to reform Social Security and give younger Americans the option to invest a portion of their payroll taxes; and we need to reform Medicare so that those who need it the most get direct payments that they can use to purchase private health insurance. The path to entitlement reform lies in empowering people, not government.