The Federal Emergency Management Agency (FEMA) and the Small Business Association (SBA) has extended the 60 day Individual Assistance deadlines by 30 days for those individuals that suffered losses due to the historic floods in Tennessee on May 1st -3rd. FEMA also extended the 60 day Proof of Loss deadline by 30 days. Congressman Cooper worked in concert with Governor Bredesen and the entire Tennessee Congressional Delegation to request that these impending deadlines be extended. These FEMA and SBA deadlines, set to expire on July 6th, will now extend through August 5, 2010.
Rep. Cooper applauded FEMA's decision: "Tennesseans deserve more time to get the paperwork done, whether it's to file a claim with FEMA, a Proof of Loss, or to apply for an SBA loan. I'm glad that we have an extra 30 days to get the help we need."
FEMA and SBA provide individual disaster assistance for people whose homes and belongings have been destroyed in a declared disaster area which includes Nashville and the surrounding areas. Both FEMA and SBA impose a strict 60 day deadline to sign up for assistance, and those that fail to sign up are often left without recourse. Thanks to this extension being granted, those individuals will now have an additional 30 days (until August 5th) to sign up for assistance or to apply for a loan. Individuals in a declared disaster county that require assistance should call 800-621-FEMA (3362) or apply online at www.disasterassistance.gov. Individuals and businesses can apply for low-interest SBA loans online at www.sba.gov.
Additionally, individuals with FEMA Flood Insurance are required to file a Proof of Loss claim within 60 days of the date of loss. With the unprecedented amount of natural disasters and floods across the country, there is a real danger that a lack of qualified and trained insurance adjusters could create delays that could run past the 60 day deadline. This would mean that thousands of Tennessee citizens with valid flood claims could see their claims denied before they can complete the necessary paperwork. Those insured homeowners will now have an additional 30 days from the date of their loss to file their Proof of Loss claim.
Congressman Cooper will continue to work with Governor Bredesen and the Tennessee delegation to ensure that all available resources are available to the flood victims in our State.