Three entitlement programs--Social Security, Medicare, and Medicaid--are on a course that is as disturbing as it is unsustainable. Through these programs, Congress has promised to provide roughly $50 trillion in "unfunded" benefits to Americans who are alive today--that is, benefits for which Congress lacks the financial means to pay. This is irresponsible. While current Social Security beneficiaries must be held harmless, there needs to be a systemic overhaul to these programs, lest they bankrupt the country. To do so, people will need to realize that the benefits those older generations have had, may not be available in the future. But to not overhaul these programs cannot be postponed or overlooked any longer like the problem is going to go away.