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Public Statements

Blog: Bipartisan Udall Amendment Gives Consumers Free Access to Credit Score


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The passage of my bipartisan amendment to the Wall Street accountability legislation will give consumers free access to their credit scores. Currently, many consumers have access to their credit report but not their scores, which affect their interest rates and terms on home loans and the ability to purchase a car or rent an apartment, among other examples. Under my amendment, if a consumer gets turned down for credit, receives a higher interest rate on a loan, or unfavorable terms on a credit card, the individual will automatically be given disclosure of his or her credit score free of charge. This common-sense amendment will give hardworking Americans who want to improve their financial standing more control over their financial well-being, while increasing consumer understanding and fairness in the financial marketplace. Put simply, if your credit score is being used against you, you ought to at least be able to see it for free.

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