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Public Statements

Helping Families Save Their Homes Act of 2009

Floor Speech

Location: Washington, DC

HELPING FAMILIES SAVE THEIR HOMES ACT OF 2009 -- (House of Representatives - March 05, 2009)

Mr. MARSHALL. Mr. Chairman, there are a number of misconceptions about this bill because it only affects existing mortgages, not home loans in the future. It will have no impact on the cost of borrowing into the future. For all of those homeowners like me who haven't been part of this latest credit crisis, I see my property values declining dramatically, in part, because there are foreclosures and vacancies occurring all over the country.

In essence, what this bill would do is force the parties--the lender and the borrower--without putting any taxpayer dollars in it, to deal with their circumstances without adding more properties vacant on the market, declining home prices that are affecting all Americans. It's good for lenders. It's good for homeowners. It does not pose a risk of an increased cost of credit.

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