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Public Statements

Issue Position: Housing

Issue Position

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* Supported the Mortgage Reform and Anti-Predatory Lending Act to stop predatory and irresponsible mortgage loan practices that played a major role in the current financial meltdown. The legislation will help ensure that the mortgage industry follows basic principles of sound lending and consumer protection.

* Supported the Helping Families Save Their Homes Act, which was signed into law in May 2009. The legislation builds on the President's housing initiative to provide significant incentives to lenders, servicers and homeowners to work together to modify loans and avoid foreclosures, which cost families their homes every 13 seconds in America.

* Supported increasing funds for Section 8 project-based housing, including the renewal of all expiring Section 8 contracts. The 2009 budget included $8.1 billion for Section 8 housing, an increase of $1 billion from the 2008 level.

* Supported the American Recovery and Reinvestment Act, which included funding to help rebuild communities hit hard by the housing crisis:

o $8,000 tax credit for first time home buyers;

o $4 billion for Public Housing grants, which are used to make key improvements to public housing units across the country;

o $1 billion for Community Development Block Grants, which will enable state and local governments to undertake a wide range of activities intended to create suitable living environments, provide affordable housing and create economic opportunities; and

o $2 billion for Neighborhood Stabilization Grants, which will be made available to states, local governments and non profit housing developers to combat the effects of home foreclosures. The funds can be used to acquire land and property, demolish or rehabilitate abandoned properties and/or offer down payment and closing cost assistance to low and middle income homebuyers.


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