Although benefits for today's seniors and for those about to retire are safe, we must take action now to preserve these benefits in the long term. In 1950 there were 16 workers paying into Social Security for every one recipient. Today, the ratio has dropped to three to one. Our children and grandchildren are the future of this country - it's our responsibility to look after their future. We need to explore solutions such as allowing individuals the option of investing in their retirement through personal accounts. Not only would this offer a safe, low-cost way to invest, but put control in the hands of the individual, instead of the government. As we continue this debate, I plan remaining a vocal proponent of reforming this antiquated system.