Requiring individuals to take responsibility for their own health care needs, with appropriate subsidies to help modest income families, will improve wellness in America, benefit our nation?s economy, and lower costs for working class families. The only way to keep premiums down and cover all Americans, regardless of age or pre-existing conditions, is by having a health insurance market that includes everybody as part of a greater risk poll. Otherwise, insured Americans will continue to suffer inflated premiums because they will be subsidizing the care for the uninsured. |