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Key Votes

HB 4455 - Mortgage Payment Modifications - Key Vote

Michigan Key Votes

Brian Calley voted Nay (Passage) on this Legislation.

Read statements Brian Calley made in this general time period.

Stages

Family

Issues

Stage Details

Legislation - Signed (Executive) -

Title: Mortgage Payment Modifications

Legislation - Conference Report Adopted (Senate) (36-0) -
Legislation - Conference Report Adopted (House) (93-15) -
Legislation - Concurrence Vote Failed (House) (43-64) -
Legislation - Bill Passed With Amendment (Senate) (30-7) - (Key vote)

Title: Mortgage Payment Modifications

Vote Smart's Synopsis:

Vote to pass a bill creating a mechanism to prevent additional foreclosures.

Highlights:
-Allows borrowers and housing counselor to create a modified payment amount under the FDIC workout program (Sec. 3205). -Permits Michigan State Housing Development Authority to develop a list of approved housing counselors (Sec. 3205). -Tie-barred to HB 4453 and HB 4454
Legislation - Bill Passed (House) (74-34) - (Key vote)

Title: Mortgage Payment Modifications

Vote Smart's Synopsis:

Vote to pass a bill that requires the calculation of a modified payment amount under the FDIC Workout Program for a borrower who has been unable to secure an agreement with a housing counselor to modify his or her mortgage loan.

Highlights:
-Specifies that if a borrower is eligible for a modification, the mortgage holder or servicer shall not foreclose under Chapter 32 of Act 236 of 1961, which deals with foreclosure of mortgages by advertisement, but may instead proceed under Chapter 31, which deals with foreclosure of mortgages by land contracts (Sec. 3205C). -Specifies that if a mortgage holder begins foreclosure proceedings under Chapter 32 in violation of this bill, then the borrower may file an action in circuit court to convert the foreclosure proceeding to a judicial foreclosure (Sec. 3205 C). -Specifies that this bill shall not take effect unless HB 4453 and HB 4454 of the 95th Legislature are enacted into law (Enacting Sec. 1).
Note:

NOTE: THIS IS A SUBSTITUTE BILL, MEANING THE LANGUAGE OF THE ORIGINAL BILL HAS BEEN REPLACED. THE DEGREE TO WHICH THE SUBSTITUTE BILL TEXT DIFFERS FROM THE PREVIOUS VERSION OF THE TEXT CAN VARY GREATLY.

Legislation - Introduced (House) -

Title: Mortgage Payment Modifications

Sponsors

  • Bert Johnson (MI - D) (Out Of Office)

Co-sponsors

  • Kathy Angerer (MI - D) (Out Of Office)
  • Joan Bauer (MI - D) (Out Of Office)
  • Timothy Bledsoe (MI - D) (Out Of Office)
  • Terry L. Brown (MI - D) (Out Of Office)
  • Lisa Brown (MI - D) (Out Of Office)
  • Pamela 'Pam' Byrnes (MI - D) (Out Of Office)
  • Bob J. 'Bob' Constan (MI - D) (Out Of Office)
  • Marc R. Corriveau (MI - D) (Out Of Office)
  • George C. Cushingberry Jr. (MI - D) (Out Of Office)
  • Robert Dean (MI - D) (Out Of Office)
  • Andy Dillon (MI - D) (Out Of Office)
  • Marie Donigan (MI - D) (Out Of Office)
  • Kate Ebli (MI - D) (Out Of Office)
  • John Espinoza (MI - D) (Out Of Office)
  • Lee Gonzales (MI - D) (Out Of Office)
  • Vincent Gregory (MI - D) (Out Of Office)
  • Jennifer Haase (MI - D) (Out Of Office)
  • Richard E. Hammel (MI - D) (Out Of Office)
  • Michael R. 'Huck' Huckleberry (MI - D) (Out Of Office)
  • Shanelle Jackson (MI - D) (Out Of Office)
  • Robert B. Jones (MI - D) (Out Of Office)
  • Deb Kennedy (MI - D) (Out Of Office)
  • Gabriel 'Gabe' Leland (MI - D) (Out Of Office)
  • Lesia Liss (MI - D) (Out Of Office)
  • Tim Melton (MI - D) (Out Of Office)
  • Fred J. Miller (MI - D) (Out Of Office)
  • Judy Nerat (MI - D) (Out Of Office)
  • Andy Neumann (MI - D) (Out Of Office)
  • Gino H. Polidori (MI - D) (Out Of Office)
  • Sarah Roberts (MI - D) (Out Of Office)
  • Roy Schmidt (MI - D) (Out Of Office)
  • Bettie Cook Scott (MI - D) (Out Of Office)
  • Daniel Collins 'Dan' Scripps (MI - D) (Out Of Office)
  • Joel A. Sheltrown (MI - D) (Out Of Office)
  • Mike Simpson (MI - D) (Out Of Office)
  • Jim Slezak (MI - D) (Out Of Office)
  • Alma Wheeler Smith (MI - D) (Out Of Office)
  • Coleman A. Young II (MI - D) (Out Of Office)
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