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Key Votes

National Key Votes

HR 5244 - Credit Card Regulations - Key Vote

Ron Paul voted Nay (Passage) on this legislation.

Read recent statements Ron Paul made in this general time period.

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Stage Details

Legislation - Referred to Committee (Senate) - Oct. 2, 2008

Full Bill Text
Legislation - Bill Passed (House) - Sept. 23, 2008 (Key vote)

Title: Credit Card Regulations

Vote Smart's Synopsis:

Vote to pass a bill that creates new regulations governing the actions of credit card companies.

Highlight: - Prohibits creditors from imposing finance charges based on balances for days in previous billing cycles (Sec. 3). - Increases the time by which creditors must send periodic credit card account statements to consumers to at least 25 days before the due date of the next payment instead of 14 days before the due date (Sec. 3). - Mandates that creditors inform consumers of any increase in the annual percentage rate of interest at least 45 days before the rate increase takes effect (Sec. 2). - Prohibits creditors from charging fees for outstanding interest accrued on an outstanding balance during a previous billing period that was paid in full during that period (Sec. 3).

See The Voting Record
Full Bill Text
Legislation - Introduced (House) - Feb. 7, 2008

Title: Credit Card Regulations


Full Bill Text

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