HB 5283 - Health Insurance Package - Michigan Key Vote

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Title: Health Insurance Package

Vote Smart's Synopsis:

Vote to pass a bill that clarifies health insurance rates by defining who runs health care corporations, how rates are set, and how individuals can influence rates.

Highlights:

-Requires health care corporations to file reports explaining how the health care corporation provided for residents. -Allows health care providers to charge different rates based on tobacco use and the subscriber’s participation in covered health screenings and wellness programs. -Prohibits health care corporations from refusing or limiting coverage for someone with a preexisting condition who is covered under a group insurance plan. -Requires any proposed rate change to be filed at least 60 days in advance. -Allows people to make a request for a public hearing to determine whether the proposal rates meet filing requirements.

NOTE: THIS IS A SUBSTITUTE BILL, MEANING THE LANGUAGE OF THE ORIGINAL BILL HAS BEEN REPLACED. THE DEGREE TO WHICH THE SUBSTITUTE BILL TEXT DIFFERS FROM THE PREVIOUS VERSION OF THE TEXT CAN VARY GREATLY.

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