or Login to see your representatives.

Access Candidates' and Representatives' Biographies, Voting Records, Interest Group Ratings, Issue Positions, Public Statements, and Campaign Finances

Simply enter your zip code above to get to all of your candidates and representatives, or enter a name. Then, just click on the person you are interested in, and you can navigate to the categories of information we track for them.

Key Votes

SB 646 - Allowing For-Profit Entities to Provide Credit Counseling - Key Vote

Maryland Key Votes

Stages

Family

Issues

Stage Details

Legislation - Signed (Executive) -

Title: Allowing For-Profit Entities to Provide Credit Counseling

Legislation - Bill Passed (House) (124-12) - (Key vote)

Title: Allowing For-Profit Entities to Provide Credit Counseling

Vote Smart's Synopsis:

Vote to pass a bill allowing for-profit entities to provide debt management services.

Highlights:
- Requires that any counselors employed by a company that provides debt management services be trained in counseling skills, personal finance, budgeting, and credit and debt management before counseling a consumer [sec. 12-907 (4)]. - Requires that the licensed counselor must provide a written summary of the consumer's options for alleviating his or her debt problems before providing debt management services [sec. 12-916 (a) (1) (i) (2)]. - Requires that consumers must sign an acknowledgment that they have reviewed the summary described above before deciding to enter into a debt counseling agreement with the company [sec. 12-916 (a) (1) (i) (3)].
Legislation - Bill Passed (Senate) (41-5) - (Key vote)

Title: Allowing For-Profit Entities to Provide Credit Counseling

Vote Smart's Synopsis:

Vote to pass a bill allowing for-profit entities to provide debt management services.

Highlights:
- Requires that any counselors employed by a company that provides debt management services be trained in counseling skills, personal finance, budgeting, and credit and debt management before counseling a consumer [sec. 12-907 (4)]. - Requires that the licensed counselor must provide a written summary of the consumer's options for alleviating his or her debt problems before providing debt management services [sec. 12-916 (a) (1) (i) (2)]. - Requires that consumers must sign an acknowledgment that they have reviewed the summary described above before deciding to enter into a debt counseling agreement with the company [sec. 12-916 (a) (1) (i) (3)].
Legislation - Introduced (Senate) -

Title: Allowing For-Profit Entities to Provide Credit Counseling

Sponsors

Back to top