Signed by Governor Sonny Perdue

Vote Smart's Synopsis:

Vote to concur with House amendments and pass a bill that allows drivers to supplement their uninsured motorist coverage on top of any available bodily injury and property damage liability insurance when filing a claim involving an at-fault driver with insufficient coverage.

Highlights:

- Restricts drivers from recovering more than the economic and noneconomic losses sustained as a result of the accident by combining the coverages [sec.1 (b) (1) (D) (ii) (I)]. - Allows drivers to reject the combined coverage option created by this Act [sec.1 (b) (1) (D) (ii) (II)]. - Allows insurance companies to modify automotive insurance rates beyond the state's mandatory minimum levels without prior approval from the State Insurance Commissioner. The commissioner's approval is still required to change to the mandatory minimum levels [sec. 4 (b) (1)]. - This is a substitute bill sponsored by the House Judiciary Committee (Non-Civil).

Full Bill Text

Vote Smart's Synopsis:

Vote to pass a bill that allows drivers to supplement their uninsured motorist coverage on top of any available bodily injury and property damage liability insurance when filing a claim involving an at-fault driver with insufficient coverage.

Highlights:

- Restricts drivers from recovering more than the economic and noneconomic losses sustained as a result of the accident by combining the coverages [sec.1 (b) (1) (D) (ii) (I)]. - Allows drivers to reject the combined coverage option created by this Act [sec.1 (b) (1) (D) (ii) (II)]. - Allows insurance companies to modify automotive insurance rates beyond the state's mandatory minimum levels without prior approval from the State Insurance Commissioner. The commissioner's approval is still required to change to the mandatory minimum levels [sec. 4 (b) (1)]. - This is a substitute bill sponsored by the House Judiciary Committee (Non-Civil).

Full Bill Text