or Login to see your representatives.

Access Candidates' and Representatives' Biographies, Voting Records, Interest Group Ratings, Issue Positions, Public Statements, and Campaign Finances

Simply enter your zip code above to get to all of your candidates and representatives, or enter a name. Then, just click on the person you are interested in, and you can navigate to the categories of information we track for them.

Key Votes

HCS HB 163 - Payday Loan Legalization and Regulation - Key Vote

Georgia Key Votes

Keith Heard voted Yea (Passage) on this Legislation.

Read statements Keith Heard made in this general time period.

Stages

Family

Issues

Note

NOTE: THIS IS A SUBSTITUTE BILL, MEANING THE LANGUAGE OF THE ORIGINAL BILL HAS BEEN REPLACED. THE DEGREE TO WHICH THE SUBSTITUTE BILL TEXT DIFFERS FROM THE PREVIOUS VERSION OF THE TEXT CAN VARY GREATLY.

Stage Details

Legislation - Bill Failed (House) (82-77) - (Key vote)

Title: Payday Loan Legalization and Regulation

Vote Smart's Synopsis:

Vote to pass a bill legalizing and regulating payday loans in Georgia.

Highlights:
-Requires licensing of payday loan companies (Sec. 1). -Limits transactions to $750 or 25% of the customer’s gross monthly income, whichever is less (Sec. 1). -Prohibits interest and authorizes lenders to charge a $15 service fee on each $100 or portion thereof borrowed (Sec. 1).
Note:

NOTE: THE CONSTITUTION REQUIRES A MAJORITY OF THE ENTIRE MEMBERSHIP (AS OPPOSED TO A MAJORITY OF THOSE PRESENT) TO VOTE FOR THE PASSAGE OF BILLS AND RESOLUTIONS THAT WILL HAVE THE EFFECT OF LAW.

Legislation - Introduced (House) -

Title: Payday Loan Legalization and Regulation

Committee Sponsors

Sponsors

Back to top