SB 416 - Requires Health Insurers to Cover In Vitro Fertilization for Same-Sex Couples - Maryland Key Vote

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Title: Requires Health Insurers to Cover In Vitro Fertilization for Same-Sex Couples

Vote Smart's Synopsis:

Vote to pass a bill that requires a health insurance provider to provide coverage for in vitro fertilization treatments for same-sex couples, effective July 1, 2015.

Highlights:

  • Prohibits an insurer, a nonprofit health service plan, or a health maintenance organization that provides coverage for infertility benefits other than in vitro fertilization from requiring a patient who is married to an individual of the same sex, to meet the following conditions (Sec. 1):
    • The patient’s spouse’s sperm is used in the covered treatments or procedures; or
    • The patient demonstrates infertility exclusively by means of a history of unsuccessful heterosexual intercourse.
  • Expands the demonstration of involuntary infertility to include the following circumstances (Sec. 1):
    • For an opposite-sex couple, failure to conceive after at least 2 years of intercourse; or
    • For a same-sex couple, failure to conceive after 6 attempts of artificial insemination over the course of 2 years.
  • Exempts an entity that provides health benefits under a policy that is issued to a “small” employer and for which the administration has determined that in vitro fertilization procedures are not essential health benefits (Sec. 1).
  • Exempts an entity subject to the provisions of this bill from responsibility for any costs incurred in obtaining donor sperm (Sec. 1).

Title: Requires Health Insurers to Cover In Vitro Fertilization for Same-Sex Couples

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