Initiation of Legislation - Requires Abortion Coverage To Be Optional In Health Care Plans - Michigan Key Vote

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Title: Requires Abortion Coverage to Be Optional In Health Care Plans

Vote Smart's Synopsis:

Vote to pass a bill that requires abortion coverage to be optional in health care plans.

Highlights:

  • Prohibits a qualified health plan under the Affordable Care Act from providing coverage for an “elective abortion” (Sec. 2). 
  • Specifies that nothing in this bill prevents an individual, organization, or employer participating in a qualified health care plan from opting to purchase additional coverage for an “elective abortion” (Sec. 2).
  • Prohibits an insurer, health maintenance organization, Health Care Corporation or employer from being required to provide or offer optional additional coverage for an “elective abortion” coverage (Sec. 5).
  • Defines “elective abortion” as the intentional use of an instrument, drug, or other substance or device to terminate a woman’s pregnancy for a purpose other than increasing the chances of live birth, preserving the life or health of the child after birth, or removing a fetus that has died as a result of natural causes, accidental trauma, or criminal assault on the pregnant woman and does not include the following (Sec. 11):
    • The use of a drug or device intended as a contraceptive;
    • The necessary termination of a woman’s pregnancy to avert her death, based on a physician’s reasonable medical judgment; or
    • The treatment of a woman’s miscarriage or ectopic pregnancy. 
  • Prohibits an individual or health agency from seeking or accepting reimbursement from a qualified health plan for a service directly related to the performance of an elective abortion, unless it’s sought from an optional rider (Sec. 10).
  • Requires employers to inform each employee if they will include an elective rider covering abortion in their health coverage and that a covered dependent may use the coverage without notice to the employee (Sec. 4). 

See How Your Politicians Voted

Title: Requires Abortion Coverage To Be Optional In Health Care Plans

Vote Smart's Synopsis:

Vote to pass a bill that requires abortion coverage to be optional in health care plans.

Highlights:

  • Prohibits a qualified health plan under the Affordable Care Act from providing coverage for an “elective abortion” (Sec. 2). 
  • Specifies that nothing in this bill prevents an individual, organization, or employer participating in a qualified health care plan from opting to purchase additional coverage for an “elective abortion” (Sec. 2).
  • Prohibits an insurer, health maintenance organization, Health Care Corporation or employer from being required to provide or offer optional additional coverage for an “elective abortion” coverage (Sec. 5).
  • Defines “elective abortion” as the intentional use of an instrument, drug, or other substance or device to terminate a woman’s pregnancy for a purpose other than increasing the chances of live birth, preserving the life or health of the child after birth, or removing a fetus that has died as a result of natural causes, accidental trauma, or criminal assault on the pregnant woman and does not include the following (Sec. 11):
    • The use of a drug or device intended as a contraceptive;
    • The necessary termination of a woman’s pregnancy to avert her death, based on a physician’s reasonable medical judgment; or
    • The treatment of a woman’s miscarriage or ectopic pregnancy. 
  • Prohibits an individual or health agency from seeking or accepting reimbursement from a qualified health plan for a service directly related to the performance of an elective abortion, unless it’s sought from an optional rider (Sec. 10).
  • Requires employers to inform each employee if they will include an elective rider covering abortion in their health coverage and that a covered dependent may use the coverage without notice to the employee (Sec. 4). 

Title: Requires Abortion Coverage to Be Optional In Health Care Plans

NOTE: An initiative is a legislative proposal that is put forth by the citizens of Michigan through a petition effort. Therefore, there will be no sponsors or cosponsors listed. Any law proposed by initiative petition shall be either enacted or rejected by the legislature without change or amendment within 40 session days from the time such petition is received by the legislature. If any law proposed by such petition shall be enacted by the legislature, it shall be subject to referendum.

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