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Key Votes

H 7782 - Regulates Auto Insurance Company Claims and Practices - Key Vote

Rhode Island Key Votes

Deborah Ruggiero voted Yea (Passage) on this Legislation.

Read statements Deborah Ruggiero made in this general time period.

Stages

Family

Issues

Stage Details

Legislation - Vetoed (Executive) -

Title: Regulates Auto Insurance Company Claims and Practices

Legislation - Bill Passed (Senate) (24-11) - (Key vote)

Title: Regulates Auto Insurance Company Claims and Practices

Vote Smart's Synopsis:

Vote to pass a bill authorizing auto body shops to take civil action against insurance companies.

Highlights:
  • Authorizes an insured individual to select any rental company or auto body shop regardless of the insurance company's preference (Sec. 3).
  • Prohibits an insurance company from limiting or reducing the “reasonable” repair costs if the insured individual's chosen auto body shop is different from the insurance company's preference (Sec. 3). 
  • Requires the insurance company to negotiate with the auto body shop chosen by the insured individual and reach an agreed price with the auto body shop (Sec. 3). 
  • Prohibits an insurance company from refusing to pay an auto body shop for the documented charges of an insured individual's repair claims (Sec. 3).
  • Authorizes an auto body shop to take civil action against the insurance company if they are unable to reach an agreed price (Sec. 3).
  • Requires an insurance company to have an independent appraisal performed if a vehicle's estimated damage exceeds $2,500 (Sec. 3). 
  • Specifies that each violation by the insurance company of the listed regulations is punishable by a fine of no more than  $5,000 (Sec. 3). 
Legislation - Bill Passed (House) (38-20) - (Key vote)

Title: Regulates Auto Insurance Company Claims and Practices

Vote Smart's Synopsis:

Vote to pass a bill authorizing auto body shops to take civil action against insurance companies.

Highlights:
  • Authorizes an insured individual to select any rental company or auto body shop regardless of the insurance company's preference (Sec. 3).
  • Prohibits an insurance company from limiting or reducing the “reasonable” repair costs if the insured individual's chosen auto body shop is different from the insurance company's preference (Sec. 3). 
  • Requires the insurance company to negotiate with the auto body shop chosen by the insured individual and reach an agreed price with the auto body shop (Sec. 3). 
  • Prohibits an insurance company from refusing to pay an auto body shop for the documented charges of an insured individual's repair claims (Sec. 3).
  • Authorizes an auto body shop to take civil action against the insurance company if they are unable to reach an agreed price (Sec. 3).
  • Requires an insurance company to have an independent appraisal performed if a vehicle's estimated damage exceeds $2,500 (Sec. 3). 
  • Specifies that each violation by the insurance company of the listed regulations is punishable by a fine of no more than  $5,000 (Sec. 3). 
Legislation - Introduced (House) -

Title: Regulates Auto Insurance Company Claims and Practices

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