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Key Votes

HB 322 - Repeals Limits on Credit Card Interest Rates for Certain Banks - Key Vote

Ohio Key Votes

Kevin Bacon voted Yea (Passage With Amendment) on this Legislation.

Read statements Kevin Bacon made in this general time period.

Stages

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Issues

Stage Details

Legislation - Signed (Executive) -

Title: Repeals Limits on Credit Card Interest Rates for Certain Banks

Legislation - Concurrence Vote Passed (House) (68-30) - (Key vote)

Title: Repeals Limits on Credit Card Interest Rates for Certain Banks

Vote Smart's Synopsis:

Vote to concur with Senate amendments and pass a bill that repeals the limit on the interest that banks, savings and loan associations, and credit unions may charge on credit card balances.

Highlights:
  • Authorizes banks, savings and loan associations, and credit unions to charge interest and fees on revolving credit agreements at rates that are equal to or lower than a bank, savings and loan association, or credit union located in another state (Sec. 1).
  • Defines “revolving credit agreement” as an agreement under which a bank, savings and loan association, or credit union authorizes repeated transactions on a line of credit and the amount of credit in the agreement is made available to the extent that the outstanding balance is repaid (Sec. 1).
Legislation - Bill Passed With Amendment (Senate) (19-14) - (Key vote)

Title: Repeals Limits on Credit Card Interest Rates for Certain Banks

Vote Smart's Synopsis:

Vote to pass a bill that repeals the limit on the interest that banks, savings and loan associations, and credit unions may charge on credit card balances.

Highlights:
  • Authorizes banks, savings and loan associations, and credit unions to charge interest and fees on revolving credit agreements at rates that are equal to or lower than a bank, savings and loan association, or credit union located in another state (Sec. 1).
  • Defines “revolving credit agreement” as an agreement under which a bank, savings and loan association, or credit union authorizes repeated transactions on a line of credit and the amount of credit in the agreement is made available to the extent that the outstanding balance is repaid (Sec. 1).
Legislation - Bill Passed (House) (57-31) -
Legislation - Introduced (House) -

Title: Repeals Limits on Credit Card Interest Rates for Certain Banks

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