Key Votes

HB 4486 - Requires Insurance Policy Disclosure When a Claim is Filed - Key Vote

West Virginia Key Votes

Stages

Family

Issues

Stage Details

Legislation - Signed (Executive) -

Title: Requires Insurance Policy Disclosure When a Claim is Filed

Signed by Governor Earl Tomblin
Legislation - Concurrence Vote Passed (House) (65-33) - (Key vote)

Title: Requires Insurance Policy Disclosure When a Claim is Filed

Vote Smart's Synopsis:

Vote to concur with Senate amendments and pass a bill that requires insurers that provide liability insurance to disclose policy information when a claim is filed.

Highlights:
  • Requires insurers to provide the following information within 30 days of receiving a request from a claimant’s representative (Sec. 1):
    • A response providing the following information:
      • The name of the insurer;
      • The name of each insured individual; and
      • The limits of the liability coverage; or
    • The declarations page of the insurance policy that was applicable at the time of the events that are the subject of the claim.
  • Requires requests by a claimant’s representative to include the following information (Sec. 1):
    • The date and location of the events that are the subject of the claim;
    • The name and last known address of the insured individual;
    • A copy of any accident or incident report;
    • The insurer’s claim number;
    • An estimate and documentation of all of the claimant’s medical expenses and wage loss; and
    • Documentation of any property damage.
  • Specifies that any insurer that fails to comply with the requirements of this act is subject to a penalty of $500 plus attorney’s fees and expenses (Sec. 1).
See The Voting Record

Legislation - Bill Passed (Senate) (18-16) - (Key vote)

Title: Requires Insurance Policy Disclosure When a Claim is Filed

Vote Smart's Synopsis:

Vote to pass a bill that requires insurers that provide liability insurance to disclose policy information when a claim is filed.

Highlights:
  • Requires insurers to provide the following information within 30 days of receiving a request from a claimant’s representative (Sec. 1):
    • A response providing the following information:
      • The name of the insurer;
      • The name of each insured individual; and
      • The limits of the liability coverage; or
    • The declarations page of the insurance policy that was applicable at the time of the events that are the subject of the claim.
  • Requires requests by a claimant’s representative to include the following information (Sec. 1):
    • The date and location of the events that are the subject of the claim;
    • The name and last known address of the insured individual;
    • A copy of any accident or incident report;
    • The insurer’s claim number;
    • An estimate and documentation of all of the claimant’s medical expenses and wage loss; and
    • Documentation of any property damage.
  • Specifies that any insurer that fails to comply with the requirements of this act is subject to a penalty of $500 plus attorney’s fees and expenses (Sec. 1).
See The Voting Record

Legislation - Bill Passed (House) (64-33) - (Key vote)

Title: Requires Insurance Policy Disclosure When a Claim is Filed

Vote Smart's Synopsis:

Vote to pass a bill that requires insurers that provide liability insurance to disclose policy information when a claim is filed.

Highlights:
  • Requires insurers to provide the following information within 30 days of receiving a request from a claimant or a claimant’s representative:
    • The name of the insurer;
    • The name of each insured individual;
    • The limits of the liability coverage;
    • A statement of any policy defense the insurer may use; and
    • A copy of the policy.
Note:

NOTE: THIS IS A SUBSTITUTE BILL, MEANING THE LANGUAGE OF THE ORIGINAL BILL HAS BEEN REPLACED. THE DEGREE TO WHICH THE SUBSTITUTE BILL TEXT DIFFERS FROM THE PREVIOUS VERSION OF THE TEXT CAN VARY GREATLY.

See The Voting Record

Legislation - Introduced (House) -

Title: Requires Insurance Policy Disclosure When a Claim is Filed

Sponsors

Co-sponsors