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Key Votes

SB 1367 - Motor Vehicle Title Loans for Non-Residents - Key Vote

Virginia Key Votes




Stage Details

Legislation - Concurrence Vote Passed (Senate) (37-3) -
Legislation - Bill Passed With Amendment (House) (51-47) - (Key vote)

Title: Motor Vehicle Title Loans for Non-Residents

Vote Smart's Synopsis:

Vote to pass a bill that allows car title loan lenders to give loans to out-of-state residents.

  • Prohibits any person from making motor vehicle title loans to residents of Virginia, or any individuals in Virginia, unless they have obtained a license from the State Corporation Commission (Sec. 1).
  • Requires all licensees to (Sec. 1):
    • Hold the certificate of title to the motor vehicle throughout the period that the loan agreement is in effect; and
    • Within 7 days following the date of the motor vehicle title loan agreement, file to have its security interest in the motor vehicle added to its certificate of title by complying with the requirements of Virginia, or in the case where a motor vehicle is registered in a state other than Virginia, by complying with that state's requirements for perfecting a security interest in a motor vehicle.
  • Requires the provisions of this bill to apply to persons making motor vehicle title loans over the Internet to Virginia residents or any individuals in Virginia, whether or not the person making the loan maintains a physical presence in Virginia (Sec. 1).
Legislation - Bill Passed (Senate) (32-3) -
Legislation - Introduced (Senate) -

Title: Motor Vehicle Title Loans for Non-Residents


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